Financial planning advice, courtesy of McDonald’s

McDonald’s and Visa have published “The Practical Money Skills Budget Journal,” billed as “a great first step toward taking control of your money.” What’s in the budget?

First of all, it assumes that a worker is laboring at two jobs. And, they can afford a car, but no gas.

More from Robyn Pennacchia at Death and Taxes:

Also… health insurance for $20 a month? There is really no such thing as health insurance for $20 a month if you’re buying your health insurance on your own. I think the least amount is going to be about $215 a month- and that only covers hospital emergencies.